Credit is an integral part of every adult Indian’s financial life. Access to credit is increasingly a function of our past actions which are evaluated in statistical terms such as credit scores. More than 20 crore people in India have a credit score. However, only a miniscule percentage knows its true importance. The karmic significance of our credit actions gives the authors hope that we can all do better, when armed with the knowledge of how credit scores work. This hope is the driving force behind this book and is an attempt to help people to “discover” the “Credit Score” and guide them on how they can harness its true potential.
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