People love the benefits of a credit card, especially the “use now, pay later” feature. In credit card transactions, since cash does not change hands physically, people tend to miscalculate... Read more
In the day and age that we live in today, our credit score is a three-digit numerical value that is of utmost importance to us. It is a barometer of our financial health and plays a large ro... Read more
Some people expect banks to roll out the red carpet for them because they have stellar scores. But that is a myth. Scores above 750 improve your chances of qualifying for credit facilities b... Read more
Karan was a hardworking and dedicated chap. He had escalated the corporate ladder quite quickly in the early years of his career. He was doing well as the Area Sales Manager working for a wa... Read more
Looking for a home loan? Or a car loan? When looking for a secured loan a term commonly thrown around is the “Loan-to-Value” ratio. Knowing about this term is in every borrower’s interest as... Read more
Buying a car is decidedly on everyone’s bucket list. Before you buy a car you explore the different makes and models of various car brands available in the market. You might speak with famil... Read more
“Defaults” are a structural part of the business of lending. For years banks, NBFCs, even lenders from the unorganised sector have borne losses as people would conveniently take a loan with... Read more
If you are a person who is conscientious about your credit profile, you probably know or have been told that a credit card must be used judiciously to improve credit score. This probably mak... Read more
Digital payments are the future of transactions in India. Young Indians are gradually becoming accustomed to this norm and more & more people are opting to use their plastics. No matter... Read more
We all aspire to buy at least one home during the course of our lives. But given the huge investment involved in the purchase only a few can afford to pay for it upfront. If one thinks of ac... Read more
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