Credit scores are built or spoilt over months and it is not something that happens in a day or two or a couple of weeks. It is always a good idea to be a responsible borrower, pay your dues on time, don’t be over dependent on credit and so on so that you have good credit health. But let’s assume this has not happened or due to some unforeseen scenario your score is bad, then what happens next. Are you stuck with a bad score or can you salvage it? Suppose you have to apply for a home loan in seven months’ time then what can you do to improve your score within the ensuing period to better your chances of getting the loan application approved.
The Secret to Improve Your Credit Score in Seven Months Revealed:
Though credit history starts from your first card or first credit card, more importance is given to the recent events. Repayment history of last 36 months features in the CIR and if a loan has been settled stays on the report for seven years and after that it will not feature in your report but sometimes waiting for so long for to improve your credit score is not an option. Here are a few ways that can help you in increasing your credit score in seven months:
So, here is the secret to improving your credit score! Even if you do not have a low score you can still try and make it better to improve your chances of getting a loan at favorable terms.
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