So you are one of the score-able individuals in India but your credit score is lower than 700. You could have had a bad time in past that lead to defaults on your loans that have led to dimi... Read more
Credit score has become an important aspect of one’s financial life. A high credit score is a reflection of responsible credit behaviour. You must have heard that a good score makes life a l... Read more
In today’s world, there are a lot of factors which influences your daily activities and standard of living. Some are direct influencers and some are indirect. For some direct factors, you ca... Read more
No one is perfect; we all make mistakes in our lives. However, some mistakes can have bigger consequences than the others. The credit mistakes are one of them. These mistakes can lead to a l... Read more
Questioning or having a doubt on importance of credit health is as good or as bad as asking similar questions on importance of one’s physical health. We all know that we need to be physicall... Read more
There are 2 things in India which you get for free. First is tea and second is advice. Just like tea is not same everywhere, even advice is not same everywhere. With that, everyone’s individ... Read more
Loans are no more a taboo. It’s no way that people will look at you with strange face when you say that you have a loan. In similar manner, credit cards also are available easily compared to... Read more
As a conscientious individual, you may already be aware of the fact that it is of utmost importance to have a good CIBIL score in this day and age. A score of 750 and above (out of 900) is c... Read more
A new house, great bike, cool car, travels, further studies and much more will be on your to-do list. This is not only when you are fresh out of college but anytime in your life. Loans these... Read more
Credit scores are built or spoilt over months and it is not something that happens in a day or two or a couple of weeks. It is always a good idea to be a responsible borrower, pay your dues... Read more
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