Credit Utilization is one of the important factors that impact the credit score of an individual. So what does it mean? Credit utilization is a ratio of the total spending on a credit card t... Read more
A roof over your head undergoes depreciation and may require renovation or repairs from time to time. The home you live in is bound to undergo wear and tear over a period of time and require... Read more
You are working hard to earn money and want to make all the hopes and dreams of your near and dear ones come true. But just working hard to earn money is not enough, you have to make your mo... Read more
While making a credit card application may seem simple enough, people often stumble when it comes to understanding their credit card statements. The statement that credit card companies send... Read more
NPAs (non-performing assets) or bad loans have landed the banking system in a big soup and the regulators seem to be unified in their decision to clamp down on the lenders and borrowers who... Read more
In the modern world that we live in today, your credit score is the very barometer by which your ability to access credit is assessed. The Reserve Bank of India, the central banking authorit... Read more
The self-styled “king of good times” could not have envisaged the present day situation that he is in, where he has been stamped a willful defaulter by the leading lenders of the country. Th... Read more
With another budget behind us, experts in the financial domain are still busy decoding the fine print on how the financial plan that the Finance Minister has laid for the year 2016-17 will p... Read more
Parents are often found ruing about how fast their kids are growing. In your natural parental instinct to protect your children, you don’t want to tell them about money matters and think th... Read more
It is a fact that availability to credit is easy, with lenders vying with each other to find customers. While you may take a loan thinking that you have the financial muscle to repay it, som... Read more
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