Credit scores are becoming increasingly well known in India. CIBIL scores are the preeminent credit scores in India, though the credit score from Equifax is fast catching up. Ranging from lo... Read more
A balance transfer involves switching the balance (or the money outstanding) in a loan or credit card to another loan account or credit card. When used judiciously, it is an effective way to... Read more
When you are considering applying for a loan, there are a few things to keep in mind. Remember, a lender carefully factors in certain criteria before a loan application is approved. There ar... Read more
With the increase in identity theft globally, consumers are being offered credit monitoring services that monitor a consumer’s credit report to detect any suspicious activity or changes in t... Read more
Very often, the terms credit rating and credit score are used interchangeably – but did you know that the two are not the same? Well, read on to know more, and differentiate between the two.... Read more
People servicing loans and credits may worry about maintaining good credit records and avoid being on the loan defaulter list in any way. Well, it is then advisable here to extract one... Read more
280 million Indians have credit scores. India has about 119 million farmers who have little or no knowledge of credit, let alone credit scores. Many among them lead lives on the margin and h... Read more
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