Daisy Daruwala had been quite stressed lately. She was sure that her husband, Navroz’s, name would be present in a “CIBIL defaulter’s list”, after he quit paying his personal loan some five... Read more
Many people are indifferent to identity fraud as they believe it is non-existent. Yet if the recent reports are to be believed, fraudsters had bumper success in 2016 with new records being s... Read more
There are times when most of us are faced with a liquidity crunch; for some these times may be rare and for some they may be more frequent; nonetheless they can happen to the all. In such a... Read more
NPAs (non-performing assets) or bad loans have landed the banking system in a big soup and the regulators seem to be unified in their decision to clamp down on the lenders and borrowers who... Read more
In the modern world that we live in today, your credit score is the very barometer by which your ability to access credit is assessed. The Reserve Bank of India, the central banking authorit... Read more
Credit is an indispensable part of our lives today. But as easily available and convenient it is to use, it can get out of hand and have you in a debt trap sooner than you thought it was pos... Read more
It is a fact that availability to credit is easy, with lenders vying with each other to find customers. While you may take a loan thinking that you have the financial muscle to repay it, som... Read more
Alok was surprised to see his Credit Report. A few months back when a loan had been rejected due to a low credit score, he had decided to do something and improve his CIBIL score. He had pai... Read more
Rajen B. Shah, a trader, was shocked to find out that his credit card application had been rejected. He never thought this could happen to him. He was a respected man of the society and paid... Read more
Being a CIBIL defaulter means, failure to have made payments on loans and credits consistently, over a period of time. If a loan re-payment is delayed by even one day, it will reflect on you... Read more
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