Credit scores are built or spoilt over months and it is not something that happens in a day or two or a couple of weeks. It is always a good idea to be a responsible borrower, pay your dues... Read more
When it comes to advising someone, we Indians as a race will outperform others. Two things that are peculiar to a large part of population is that I know it all and will advise even if not a... Read more
Unlike in the past taking a loan to fulfill your dreams or meet some exigency is no longer frowned upon. There are host of financial institutions that offer loan on fairly simple terms so th... Read more
Owning a house is like a dream come true for an average Indian family. When a middle class Indian buys a house, he exhausts most of his savings and relies mostly on a home loan for funding t... Read more
If you know a thing or two about good credit behaviour, you would know or often would have heard the advice that you must check your credit report periodically to ensure that there are no er... Read more
Trying to get a loan or a credit card? Afraid you won’t be getting one because of your bad credit score? Many individuals and companies are afraid that they won’t be getting a loan or any fi... Read more
65-year old Sujit Sharma has lived in his independent home in Oundh in Pune for more than 40 years. When his only daughter got married a couple of years back, Sharma and his wife found it di... Read more
Mr. Sharma bought a house with a home loan at an interest rate of 8.75% two years ago. He was quite happy with the deal and was able to repay the loan with ease, until one day when SBI home... Read more
Home loan interest rates like any other rates whether on deposits or other loans are flexible and change with market conditions. Thus it is not likely but almost sure that home loan rates ch... Read more
If you think you can get into trouble by taking credit, then opting to pay everything in cash and avoiding credit isn’t a bad idea. After all a bad credit history is worse than having no cre... Read more
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