Credit cards have changed the world of finances as we know it today. An individual can use a credit card to purchase everything from groceries to gadget. But that having said, credit cards a... Read more
Ayesha has been working for a couple of years now. She applied for a credit card when she got her first job, the card limit was 80,000. She has continued to use the same card with the same l... Read more
Unless you have a ton of cash at your disposal, there is a good chance that you will need a personal loan or a home loan in your life. However, when that time comes, it’s crucial that you ha... Read more
Of all the things we must have heard about the credit card and the credit utilization ration, one thing is sure that we have to work very diligently in order to have the score in-line. It ca... Read more
The age group of 18-34 referred to as millennial are living in a whole new hyper connected world. In this new age, the millennial are used to instant gratification with products and services... Read more
The famous saying from John Beckley is true to the core to your financial life “most people do not plan to fail, they fail to plan”. While one creates a plan the same gets limited to budgeti... Read more
Yes, it is true that the number of cards that you hold has an impact on your credit profile. You might have always thought otherwise with an assumption that lower exposure to credit will res... Read more
Credit scores are built or spoilt over months and it is not something that happens in a day or two or a couple of weeks. It is always a good idea to be a responsible borrower, pay your dues... Read more
“Credit Score” is no more a fad and a larger population, at least in the large cities of our country is now aware of the importance of these two words. But they may not be aware of the fact... Read more
A credit card can be used for a lot of things. From making utility bill payments to booking plane tickets, and from purchasing expensive goods on EMI basis to meeting urgent money requiremen... Read more
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